Living from his example, I purchased a policy of my own, and talked to  my wife about it. For N30,000* a month, I’m covered until I’m 95 and my wife will get N7,700,000* when I die — enough to make the loss just a little bit easier.

These are never pleasant conversations to have, but a far less pleasant scenario would be trying to figure it all out during a tragedy, when all you have energy for is crying.

My mum was a rock when I was growing up. Supportive every step of the way and she stayed that way till the day she died.