How to Reactivate a Dormant Bank Account

We are well aware of how confusing banking terms can be. But for the greater good, a dormant account is that account you ‘ve abandoned for a period of 6 months simply because you cannot CAN anymore, and so, the account was closed temporarily. No, this is not us shaking tables. You are not alone. Everyone has at some point experienced some palpitations in their finances and that’s okay. We’re just here to let you know that when your pockets start feeling dense once again, you can always reactivate your account by following the simple steps below.

Call your bank: Just flip out your phone, dial in the digits of your bank’s customer care number and wait for that polite voice at the other end of the line. You may then proceed to relay your ordeals to him or her and you can rest assured that all the much-required information and list of documents you need to get your account up and running once again, will be given to you.

Get the documents ready:  This is the part where you either begin ransacking a drawer full of dusty documents or just pull open a safe to retrieve your documents. The documents you may need include a valid form of identification — it could be your National ID, International Passport or Voter’s Card; a recent utility bill that’s not earlier than 3 months and your bank verification number.

Visit the bank: Right now you’re probably thinking ‘Why can’t I just do it via online banking and move on?’. Sure, that’s a thing, but, it’s just one of those security measures which have to be taken to avoid impersonation and stories that touch.  Just walk into the closest Access Bank branch and present the documents. Don’t worry, you’ll be fine. 

Have some money ready: Keep some cash handy as you go and just think of it as a reconciliatory tool that will be used in nudging your account back to life.

Request a debit card and your mobile app:  This is probably the most ideal thing to do to ensure your account remains active. With the mobile app, you’ve got access to your accounts 24/7 and the debit card just helps you save time on bank transactions.

That’s it! Easy-peasy. Put a call through to your bank now and get that dormant account of yours running again.

Also check this out: Is financial freedom really possible?